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HEALTH CARE FOR ALL:
THE AFFORDABLE CARE ACT/OBAMACARE STARTS OCTOBER 1
Beginning on October 1st, a new Health Insurance Marketplace will open in every state, giving Americans a whole new way to shop for health insurance. For the first time in history, consumers in every state will be able to go online to one place to check out their coverage options, get accurate information in easy-to-understand language, and make clear comparisons of plans before they make their decision. Below are three easy steps for shopping for insurance coverage in the new system.
1. Apply - Healthcare.gov
Go online to HealthCare.gov and learn what information you need. Visit HealthCare.gov to get a checklist to help you gather the information you’ll need. Starting October 1, 2013 you’ll enter information about you and your family, including your income, household size, and more.
2. Pick a Plan - There are over 50 plans to choose from
Next you’ll see all the plans and programs you’re eligible for and compare them side-by-side. You’ll also find out if you can get lower costs on monthly premiums and out of pocket costs.
3. Enroll - 1-800-318-2596
Choose a plan that meets your needs and enroll! Coverage may start as soon as January 1, 2014.
Please call 1-800-318-2596 for 24-hour assistance on enrolling in the insurance marketplace. Help is available in more than 250 languages.
State Senator Vincent Hughes
Here’s Why the Health Insurance Marketplace is Good News:
- Consumers will finally have a place to compare plans and coverage
- All plans in the Marketplace will offer a comprehensive set of benefits, including physician visits, preventive care, hospital stays, and prescriptions
- Discrimination based on gender or pre-existing conditions is banned from the Health Insurance Marketplace
- Many families and small businesses will qualify for a break on their monthly premiums through a tax credit
Health Insurance Marketplace is Making Healthcare More Affordable:
- Pennsylvania premiums rank as the 10th-lowest out of 47 states where data was available
- State average for a mid-range plan is $286/month, which is below the national average of $328/month
- A family of four making $50,000/year will play an average of $282/month for a mid-range plan after qualifying for tax credits
- Pennsylvania consumers will get to choose on average between 56 different plans
- Families USA estimates than nearly 900,000 Pennsylvanians will qualify for a federal tax credit to help offset the purchase of health insurance
President Obama Explains Healthcare
White House White Board: What ObamaCare Means For You
IN THE NEWS
First Obamacare Numbers Out
By Colby Itkowitz and Tim Darragh Of The Morning Call
September 25, 2013 — The White House on Tuesday released its first state-by-state estimates of how much it will cost individuals to purchase coverage through the new insurance marketplaces.
The online shop to compare private insurance plans opens Oct. 1 for millions of uninsured Americans, with coverage starting as soon as Jan. 1. A 27-year-old Pennsylvanian will pay on average $187 a month for a mid-level plan. A family of four will pay $675, according to estimates. Tax credits will lower the costs for some.» Continue Reading
U.S. Officials Share Specifics on Health Plans
By Harold Brubaker and Don Sapatkin, Inquirer Staff Writers
September 26, 2013 — Federal officials on Tuesday shared the most detailed information yet on rates consumers can expect to see when the Affordable Care Act's health insurance exchanges go live next week.
The average monthly premium for the lowest-cost "bronze" individual plans will be $229 in Pennsylvania (among the lowest in the nation) and $333 in New Jersey (among the highest), according to the U.S. Department of Health and Human Services. Tax credits that are expected to apply to most purchasers would substantially lower rates in both states. » Continue Reading
You can find out more specifics about the Affordable Care Act and provide your feedback on my website at senatorhughes.com as well as on Facebook and Twitter (@SenatorHughes).
Offices of State
Senator Vincent Hughes